Rebus puzzle for the day

Rebus Puzzle activity

Rebus Puzzle activity for the day

Activity for the day:Rebus Puzzle for improving critical thinking skills

Rebus Puzzle for the day

FINANCIAL POLICY AND STRATEGIC MANAGEMENT

Strategic financial management is about creating profit for the business and ensuring an acceptable return on investment (ROI). Financial management is accomplished through business financial plans, setting up financial controls, and financial decision making. Strategic Financial Management is the combination of the corporate strategic plan that embraces the optimum investment and financing decisions required to attain the overall specified objectives. It is basically about the identification of the possible strategies capable of maximizing an organization's market value. The inter face of strategic management and financial policy will be clearly understood if we appreciate the fact that the starting point of an organization is money and the end point of that organization is also money again. Offer of the organization is only a vehicle that links up the starting point and the end point. No organization can run the existing business and promote a new expansion project without a suitable internally mobilized financial base or both internally and externally mobilized financial base. Following is a list of some standard questions, which are to be examined by the planners for drawing the policy framework.

Q1. From where do we propose to get additional funds to grow internally or externally or both? If the answer to the above question describes an internal dependence then comes the question

Q2. Will this affect the performance of the existing business?

If the answer to the question Q1.favours an external search then follows the question

Q3. How do we propose to mobilize that additional fund?

Q4. What policy of capital structure do we propose to follow? Minimum debt or highly leveraged structure?

Q.5. How much liquid cash or current assets do we propose to keep in hand?

Q.6. What will be effect of growth on cash flow?

Q.7. What accounting system and policy do we like to use and why?

Q8. What austerity measures are to be undertaken for generating more funds if needed?

Q9. What financial measures are to be taken into consideration for loss making units?

(Source: CA Final Study material on Strategic Financial management and google search materials)

Igniting Skills (04-June-2020)

We have learned the main distinctions between E-commerce and E-Business are
E-Commerce                                                      E-Business
Open system [statistics]                                    Closed System
Not secured                                                       Secured
Deals more with technology                             Deals with processes needed to facilitate e-Commerce
Does not involve the use of EDI                       Used EDI
Always operate on Internet                               Always operates on intranet
Involves all types of commerce transaction      Involves explicitly business transactions
Used for small and bulky transaction                Used for bulky transaction
Focused on Business to consumer activities     Focused more on business to business activities
Extension of a traditional business model         E-business is an online business only

Now based on these nine distinctions, check your concept understanding:
1) What is the open system? How it is different from closed system
2) What is EDI? How it is useful?
3) What is internet and intranet?
4) What is the difference between commerce transaction and business transactions?
5) What is traditional business model?

What is financial Market?

A Financial Market can be defined as the market in which financial assets are created or transferred. As against a real transaction that involves exchange of money for real goods or services, a financial transaction involves creation or transfer of a financial asset. Financial Assets or Financial Instruments represents a claim to the payment of a sum of money sometime in the future and /or periodic payment in the form of interest or dividend. Efficiency of financial system largely depends upon the quality and variety of financial services provided by financial intermediaries. The term financial services can be defined as “activities benefits and satisfaction connected with sale of money that offers to users and customers, financial related value.” Let us classify the financial market as follows:

1) Money Market : The money market is a wholesale debt market for low-risk, highly-liquid, short-term instrument. Funds are available in this market for periods ranging from a single day up to a year. This market is dominated mostly by government, banks and financial institutions. Money market is that market where short-term credit is supplied and demanded. 

2) Capital Market : The capital market is designed to finance the long-term investments. The transactions taking place in this market will be for periods over a year. This is the other part of financial market where long term credit is bought and sold, in other words, where capital is bought and sold. 

3) Forex Market : The Forex market deals with the multi currency requirements, which are met by the I exchange of currencies. Depending on the exchange rate that is applicable, the transfer of funds takes place in this market. This is one of the most developed and integrated market across the globe.

4) Credit Market : Credit market is a place where banks, Financial Institutions and NBFCs provide short, medium and long-term loans to corporate and individuals.

(Source: Reference text, study materials, google search engine)

Purpose of content analysis in social science research

Content analysis is a research technique for making inferences by objectively and systematically identifying specified characteristic of content of document this a method of collection and analysis this used to gathering data from archival records document, newspapers diaries, letters minute of meeting and they like the content of the written material serves as a basis of inference the analysis is made objectively and systematically. 

    Objectivity refers to making analysis on the basis of explicit roles which enable different researcher to obtain the same result from the same documents systematic analysis refer to making inclusion or exclusion of content according to consistently applied criteria of selection. Only materials relevant to research hypothesis are examined. Content analysis as a method of studying communications was develop in the united states as a branch of social psychology known as communication research. Content analysis can be applied to available materials as letters, diaries, newspaper article and editorials etc and to materials like stories or essays especially produced for a particular research problem.  Content analysis is used for various purposes such as 

(a) To analyze the attributes, antecedents or effects; 

(b) To infer personality traits of speakers from logical and cognitive characteristic of their verbal communication 

(c) To infer aspect of content  

(d) To understand the role of mass media in molding public opinion on occasion like general election (e) The study newspaper stand toward current issue like corona pandemic, government role in handling pandemic, migration issues, Nisarga challenges etc. 

(f) To determine the philosophy of spiritual guru of our age like Sri Sri Ravishankarji, Jaggi Vasudev, Thakurji, Mata Amritanandamayi etc.

 (g) To determine themes and values of novels and short stories.

 (h) To determine social literature. 

(i) to measures behavior variables like need values, attitudes, authoritarianism, creativity and so enough and analysis of both available materials of projection kind. 

(j) to study the propaganda techniques adopted by propaganda its to influence the public. 

(k) to identify the literacy style, concepts or belief of a writer e.g. Spiritual belief

(Source: Based on many Reference text in Research Methodology and google search)

Bright Buddies Activity Rebus Puzzle for the day!

Benefits of Self-Discipline

BKBCKFABC activity for the day

Fun with Finance Crosswords

01 Term used for a physical deformity(Across)

02 Investing a fixed sum at regular intervals (acronym) (Down)

03 Term used for rise in prices(Down)

04 Repaying your loan before its due date(Across)

05 Not primary market(Down)

06 Wall street of India(Down)

07 Returns after reducing taxes and inflation(Across)

08 Fall in value of an asset over time(Down)

09 Term used to describe a stock market that is not stable(Across)

10 Extra days offered by an insurance company to the policy holder to pay premium(Down)

11 What is paid to an insurance company by the policy holder to continue his insurance policy(Across)

12 First offer made by a company of its shares to the public (acronym)(Across)

12 Mutual fund scheme that invests in shares forming an index(Down)

13 A mutual fund scheme that invests in debt and equity in nearly equal proportion(Across)

14 Shares offered by a company to its shareholders for free(Down)

15 Possibility of loss(Across)

16 Flagship index of Bombay Stock Exchange(Across)

17 Protection offered by an insurance company to its policy holders(Down)

18 Not a liability(Across)

19 Interest rate that is not fixed throughout the term of the loan(Across)

20 What is paid by a borrower to the lender(Across)

21 Regulatory authority of capital markets in India (acronym)(Across)

22 China's currency(Down)

23 Amount received on cancelling an insurance policy(Across)

24 Converting shares back to paper form (Across)